Knowing how to find hidden assets in divorce can make the difference between walking away with your fair share and being left at a disadvantage. Spouses who conceal property, cash, or financial accounts during divorce are trying to protect themselves, not the integrity of the marital estate. Uncovering the full financial picture is essential to protecting your long-term stability if you are preparing for a divorce or are already in the middle of one.
At the Law Office of Katy M. Lovett, we help soon-to-be divorced individuals throughout Round Rock and Williamson County expose hidden assets, identify missing financial information, and hold the other party accountable. Our law firm employs a detailed and strategic approach to property division, focusing on transparency and achieving results. Working with an experienced divorce attorney at our office provides you with the legal tools and insight necessary to pursue a fair settlement.
To speak with our trusted Round Rock family law attorney, call 512-956-5356 or contact us online to schedule your confidential consultation.
Why Do Spouses Hide Assets During Divorce?
A spouse may attempt to hide assets for several reasons. Some fear losing financial control or giving up too much during the property division process. Others act out of spite or try to gain an unfair advantage in the divorce proceedings. Regardless of the motive, concealing assets is a serious issue that can affect both the outcome of your divorce and the legal standing of the person hiding them.
The types of hidden assets vary but commonly include bank accounts, savings accounts, investment accounts, cryptocurrency, personal property, offshore holdings, and unreported cash. In cases involving a family business, one spouse may manipulate business income or falsify business records to make their finances appear weaker. Identifying these patterns early can be key to protecting your share of the marital estate.
Signs Your Spouse May Be Concealing Assets

When one spouse hides money or property during the divorce process, their financial behavior may shift noticeably. These changes can indicate attempts to conceal marital assets or important financial information that should be part of the divorce proceedings. Sudden changes in income, missing financial documents, or limited access to shared accounts are early red flags.
Watch for these warning signs:
- Unexplained bank account activity or large transfers
- Income that doesn’t match lifestyle or spending patterns
- Withheld financial documents or blocked access to joint bank accounts
- Large purchases, new debts, or hidden personal assets
- Secretive behavior around finances, passwords, or mail
Sometimes, a spouse may involve family members or a business partner to help conceal marital funds, which can complicate the divorce settlement process and delay a fair resolution.
Start With the Basics: Reviewing Bank Statements and Bank Accounts
Reviewing bank accounts and bank statements is one of the most effective ways to uncover hidden assets. Begin with joint bank accounts, then examine any separate financial accounts. Look closely for unusual transfers, cash withdrawals, or wire transfers that don’t align with known expenses. Large or frequent transactions, especially those involving unknown recipients, can point to hidden funds or undisclosed accounts.
Hidden savings accounts, offshore accounts, or unused credit lines may also show up in past financial documents or through activity patterns over the past few years. Pay attention to major transactions outside your typical household budget, as they may suggest your spouse is trying to move or conceal marital funds.
Analyzing Your Spouse’s Cash Flow and Assets Owned
Discrepancies between reported income and actual spending are one of the strongest indicators of hidden assets. If your spouse claims to earn a modest income but is purchasing luxury items, taking frequent trips, or making large credit card payments, those patterns suggest concealed financial accounts or undisclosed personal assets.
High-value purchases, expensive gifts, or overpayments on taxes may also be used to manipulate cash flow and mask the true value of the marital estate. These transactions may involve transferring funds into separate property accounts or converting marital funds into assets that are harder to trace. Identifying these inconsistencies is a key step in protecting your share of what may be considered marital property.
Digging Deeper: Searching Business Records for Hidden Assets

In divorces involving a family business or a privately held company, one spouse may attempt to conceal marital assets by underreporting income, misclassifying personal expenses as business expenses, or funneling money through shell companies. Reviewing your spouse’s business records, such as tax filings, vendor payments, employee reimbursements, and business accounts, can uncover hidden income or perks that have not been disclosed.
Evaluating these financial matters involves numerous factors, including how the business operates, its assets, and whether the reported cash flow matches actual spending. A forensic accountant can help identify discrepancies, determine if the business has been undervalued, and uncover business interests or specific assets that have been intentionally concealed during the divorce process.
Uncovering Hidden Property Through the Discovery Process
In a Texas divorce, the discovery process provides each party with a legal method to gather financial information and identify concealed assets. Texas is a community property state, which means most property acquired during the marriage is considered community (joint) property and subject to equitable division. Exceptions include property owned before the marriage, assets acquired by gift, devise, or descent, and compensation for personal injuries that do not involve lost earning capacity, as outlined in Texas Family Code, Chapter 3.
Your divorce lawyer can obtain tax returns, financial statements, and other documents that may reveal hidden assets through discovery requests such as interrogatories, subpoenas, and depositions. When a spouse withholds financial information or delays disclosure, the discovery process becomes critical for uncovering concealed property and building a strong, fact-based case.
Conducting a Thorough Asset Search
If you suspect your spouse owns hidden assets, a thorough asset search can uncover what’s missing. Public records, property deeds, vehicle registrations, and business entity filings often reveal property acquired without your knowledge. Credit reports and databases from the tax assessor’s office can expose hidden funds or financial connections tied to your spouse.
Asset searches may uncover overlooked investment accounts, LLC filings, or ownership interests in business entities. These findings confirm whether additional assets belong in the marital property division.
Tracking Crypto and More: How to Find Digital Assets in Divorce

Spouses are now using cryptocurrency, online investment platforms, and virtual wallets to conceal their wealth in new ways. These digital assets often avoid traditional paper trails, making standard financial reviews less effective. If no one examines tax records and financial documents closely, they may overlook platforms used for trading crypto or holding NFTs.
At the Law Office of Katy M. Lovett, we can help connect you with an experienced forensic accountant who can trace and uncover these holdings. Reviewing tax returns and financial statements can reveal income linked to crypto transactions or digital platforms that hide marital funds.
Legal Risks for Hiding Assets: Divorce Judgment and Criminal Penalties
Concealing marital assets during divorce can impact not only the property division but also the final divorce judgment. If hidden assets are discovered, the court may reopen the divorce settlement and award the other spouse a greater share of the marital estate.
Under Texas law, hiding money or falsifying financial records may result in criminal penalties, including charges for fraud or perjury. This conduct can also harm a spouse’s credibility in matters involving child support, property division, or enforcement of the divorce judgment.
Hidden Assets and Family Obligations: Impact on Child Support

When a spouse hides income or other assets, they skew child support calculations and lower the amount legally owed. Since support orders rely on reported income, undeclared earnings or hidden funds create an unfair result for the child.
If someone discovers hidden assets after the divorce, the court may recalculate support. A Round Rock child support lawyer can help you seek modifications and take legal action to protect your child’s financial support.
How to Protect Yourself Financially Before and During Divorce
If you’re facing divorce, take early steps to protect your financial interests. Start by gathering and organizing key documents such as tax returns, bank statements, pay stubs, and retirement account records. Keep a close eye on joint accounts and credit reports to catch any discrepancies or unusual activity.
Before making significant financial decisions, consult a Round Rock asset protection attorney. Getting proactive legal guidance can help you avoid costly mistakes and put you in a stronger position during asset division.
How a Round Rock Divorce Attorney Can Help With Hidden Assets
Uncovering hidden assets requires more than suspicion; it takes a strategic legal approach backed by experience and precision. At the Law Office of Katy M. Lovett, we take decisive steps to identify concealed property, financial accounts, business interests, and digital assets your spouse may be trying to keep out of reach. Our process includes working closely with forensic accountants, legal investigators, and financial professionals to analyze bank records, tax returns, business documents, and cryptocurrency activity.
As a trusted Round Rock divorce lawyer, Katy M. Lovett serves individuals and families in Round Rock with tailored legal strategies focusing on full disclosure and fair results. Whether you’re dealing with a complex marital estate or a soon-to-be ex-spouse who refuses to be transparent, we can build a case that protects your rights and ensures you receive what you’re entitled to under Texas law.
FAQs: How to Find Hidden Assets in Divorce
What Are the Most Common Ways Spouses Hide Assets During Divorce?
Spouses commonly hide assets during divorce by underreporting income, transferring property to friends or family, creating fake debts, stashing cash, or using digital assets like cryptocurrency and online investment platforms. They may also delay bonuses, inflate expenses, or open secret accounts to conceal funds.
Can Hidden Assets be Found After the Divorce is Finalized?
Yes, hidden assets can be discovered after a divorce is finalized. If this happens, the court may reopen the case and adjust the property division or support orders to reflect the newly uncovered assets.
What is the Penalty for Hiding Assets in Divorce?
The court may penalize a spouse who hides assets in divorce by awarding a larger share of the marital property to the other spouse, imposing fines, or holding the dishonest spouse in contempt of court. In some cases, criminal charges may apply for fraud or perjury.
Is it Illegal to Hide Assets from Your Spouse During Divorce?
Yes, hiding assets from your spouse during divorce is illegal. It violates disclosure laws and can lead to serious consequences, including financial penalties, contempt of court, or even criminal fraud charges.
How Does a Forensic Accountant Find Hidden Assets?
A forensic accountant finds hidden assets by analyzing financial records, tax returns, bank statements, and credit reports for inconsistencies. They track money transfers, look for unreported income, and investigate unusual spending or asset transfers to uncover concealed wealth.
Suspect Your Spouse Is Hiding Assets? Call the Law Office of Katy M. Lovett Today.
Don’t wait to take legal action if you suspect your spouse is hiding valuable assets or underreporting income. The Law Office of Katy M. Lovett works with clients throughout Williamson County to uncover concealed financial information and secure an equitable division of the marital estate. Our legal team is prepared to pursue the truth and protect your financial future. Call 512-956-5356 or contact us online to schedule a confidential consultation.